Key points
- American Family received the highest overall score in our analysis of the best car insurance for teens, with USAA, Nationwide and Erie close behind.
- Adding a teen to a parent policy costs an average of $1,951 per year.
- Teens on their own policy pay an average of $6,598 a year for car insurance.
- USAA, Erie and Geico each offer average rates below $1,500 for teens added to a parent policy.
- USAA, Geico and Auto-Owners each…
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