Here’s the Average Cost of Auto Insurance — and How You Can Lower Yours

Key points

• The average driver aged 30 to 45 pays $1,638 a year for auto insurance.
• Your premium rates will hinge on factors including where you live, your driving record, and the type of car you drive.
• You can lower your costs by purchasing a less expensive car, being careful on the road, and bundling with a homeowners policy.