How Does Car Insurance Renewal Work?

Key Takeaways

  • Your insurer could refuse to renew your policy because of things like traffic violations or missed payments.
  • Having a lapse in car insurance coverage puts your finances at risk and leads to higher rates.
  • If you want to switch to a different insurer, have your new policy overlap your current one by a day or two to make sure you’re covered.

Car insurance renewal is often automatic, but if your rate has gone up, your coverage needs have…

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