Insurance is a risk-based industry where the less risk an insurer has of needing to pay out claims, the better. This risk assumption directly translates to drivers. When you buy auto insurance, the insurance company utilizes different means of estimating the odds of your filing a future claim. In Ohio, drivers who appear risky, such as those with speeding tickets, previous accidents or serious convictions like DUIs on their driving record can wind up paying much more for…
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