Car insurance rates are on the rise nationwide and in Ohio

• Crashes and auto claims have increased as Americans return to work and their daily commutes.
• Factors that can hike your rates include a poor driving record, age, gender, where you live and what car you drive.

If you noticed a recent spike in your car insurance bill, you aren’t alone.

Car insurance rates are expected to increase by 8.4% across the United States and 12.3% in Ohio this year, according to ValuePenguin, a subsidiary of Lending Tree, which researches insurance and other…