Complex cars made from hard-to-fix materials are part of the reason insurance costs are rising

Some of the car insurance inflation in the US can be explained by a pause in premium increases during the pandemic and the widespread parts shortages that hobbled the entire car industry. But much of the cost pressure for insurers is because vehicles have taken a high-tech turn. The phalanx of safety equipment now common on cars includes automatic emergency braking, backup cameras, blind-spot detection and lane-departure warnings, to name a few. To give drivers eyes in the back…