NY car insurance has new automatic spousal liability coverage charge

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When Tessa Fiscella went to add her new car to her insurance earlier this month, she was surprised to learn a new charge had been added to her bill.

On Aug. 1, a new New York law went into effect requiring insurance companies to automatically add supplemental spousal liability insurance to every New York policy holder’s bill, unless that person opts out of the coverage in writing. The law was signed by Gov. Kathy Hochul in December 2022.

The additional insurance provides coverage…

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