Secrets to Lowering Your Rates

Owning a car is hardly an inexpensive prospect. AAA says it costs an average of $12,182 a year to own a vehicle, or more than $1,000 a month. And when you account for costs like auto loan payments, vehicle maintenance, and car insurance, it’s easy to see why.

These costs, however, aren’t necessarily set in stone. It may be possible to refinance an auto loan if you think you can snag a lower rate. And similarly, you might be able to lower the cost of your auto insurance.

Now,…

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