Here are examples of when you can make a comprehensive car insurance claim:
- Your car has water damage from flooding.
- Your car is stolen.
- You hit a deer and dent your bumper.
- A hail storm damages your car.
When you file a claim, comprehensive insurance pays out up to the actual cash value—or depreciated value—of your car, minus your deductible.
If your repair cost is just a bit more than your deductible, it may not make financial sense to file a comprehensive claim….
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